Bali Luxury Hotels

16:17 / Posted by - Dwix - / comments (0)

An Indonesian island located near the Indian ocean Bali is the most sort after tourist destination. Considered as a vacationers paradise Bali is the home to the discerning travelers. This beautiful island will take your breath away the moment you land in Bali. The picture perfect scenery, the rice paddies, the volcanoes, the warm water of the sea, the sandy beaches, friendly people-Bali is the perfect painted backdrop island.

The hospitality of this island can be experienced in the hotels of Bali. It is easy for travelers to find a place to stay in Bali. You have the option to choose from the budget fit hotels to the luxurious hotels in Bali. There are lots of luxury hotels in Bali which offer state of art facilities and excellent service. There are luxury hotels like Ubud Hanging Gardens, Bali Hyatt, Grand Hyatt Bali, Four Seasons Jimbaran Bay Bali which are the located here in Bali to offer a comfortable stay. The Bali Luxury Hotels are an epitome of luxury providing excellence in service and facilities.

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Why Buy A Franchise Business

16:16 / Posted by - Dwix - / comments (0)

Provides a list of some the major advantages that buying a franchise can offer individuals who want to become a successful small business owner.
As a franchise sales consultant and Business Broker one of the most frequent questions I receive from individuals who are considering becoming a business owner is why should I buy a franchise versus starting a new business from scratch. My answer is that franchising can generally offer a number of distinct advantages to individuals who want to start and run their own business including the minimization of risk, comprehensive training & support, marketing assistance, a proven business model, and more. Overall the advantages of buying a franchise can generally offer an individual a greater chance of becoming a successful small business owner.

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Business With a Google AdSense

15:52 / Posted by - Dwix - / comments (0)

Google AdSense, is a business number 2, which most recomended in my list of my portfolio online business. Besides free, their income also very large, important and serious remain consistent to build your business.

Before I explain there is more you know him well, that google.com is currently occupying the rank 3 in the world range top sites and sites that get the most income. Still in first rank by the site yahoo.com (2002, the inflow of the site is yahoo.com 5 billion dollars).

I do not know exactly how much income growth of the site google.com, but I believe their income count in the billions of dollars. From the billions of dollars Google's profit, Will you take replied only benefits?, May be just 0:01%, 0:02%% or 0:05?

How the Google AdSense.

You only place Google ads on your site, and you will be in the pay-per-click ads. google average pay for each click on the ads is $ 0:01 and $ 5.00

You may laugh if you hear how "small" google pay. But you try to think, if there are 50,000 clicks x 0:01? = $ 500 in ad rates that count most small ie $ 0:01

I quoted the following explanation adsense already in my life by Partners I Andargini Muhammad Rivai, from the site Vavai.com

Google AdSense

Google AdSense is a Google advertising program. Explanation nutshell, if we install the code of Google ads, ads will appear every visitor to the website / blog us. If visitors do click on one of your existing ads, we can get a fee from Google, from attending cents dollars to several dollars per click. Ads could appears in the form of text, images, combined text and pictures, video and the use of certain software (such as the Firefox browser).

What is easy is that? Yes and no. Google AdSense is the art to attract visitors. More convenience and value of Google AdSense is located on the relevance of the ads that appear. Without the need to deceive visitors, the ads appear in accordance with relevant content and theme of the post website / blog. Visitors are attracted by these ads can only do click on ads without any sense of the strange, because the ads that appear are related to the material read.

Complexity, there are many factors that support this success. Start from the ad placement, content to the post for the visitors to the ads that appear.

Google AdSense is one way to get money from the internet that are real and can be proven. Unlike with other models of money the Internet, there is no way to pass by can be successful with Google AdSense. Here are some of my suggestions to the bloggers who are interested in the Google AdSense:

1. Do not think turgid

Many people who joined Google AdSense-called normal-and Publisher AdSense thinking can get a monthly salary in large amounts. This makes them tend to take a shortcut to do things that violate the TOS (Terms of Service) Google AdSense.

Value of money obtained from the ad is clicked the amount varies. Can be only one of ten cents to U.S. $ dollar. It is also one to several dollars per click. In one day, can not do that, click on the ad (especially if only slightly). For people who want great results without hard work, of course, this is quite a thorn.

Do not think flowery questions AdSense. Indeed, there are many successful AdSense publisher, but many also failed. Think is simple. If you want to join with Google AdSense, make it as a challenge. Do not think money problems first. Challenges Google AdSense is, how do we fix the ad, placing it in position and the lay-out appropriate and interesting visitors in large numbers. Make Google AdSense as the media continue to fill a good article on the blog and media practice as a discipline in writing. The more articles, the more opportunities the increase of visitors blog. The more you know, the greater the opportunities in ad clicks.

If you get results from Google AdSense, brand it as a replacement cost of surfing, hosting, domain and a charge for articles that are made. Google AdSense checks are sent in multiples of U.S. $ 100, so, after the reduced cost of the transfer and disbursement checks, the value is still just enough to pay for the domain and hosting for 1 year. Interesting is not it?

2. The Success Requires The Time
Value reached U.S. $ 100 during the Google AdSense program can take a short but often need more time speaking month. If for 1 month you only get an average of U.S. $ 5 (much less than that, varied depending on the blog), you need 20 months to reach U.S. $ 100.

Do not take a shortcut by clicking on the ads themselves, or tell friends, relatives, colleagues and others to deliberately do click on ads. Google has the ability to detect cheating and you can be. Remember Google's motto, "Do not be Evil." If dibanned, the value of the money you earn will have been destroyed and blog or website you can not re-registered.

Patient on the results obtained. Results obtained reflect the value of your blog. If it is still minimal, that means we must focus more on efforts to improve the quality of writing articles and blogs.

3. Show all of your ability
Google AdSense publisher that successful usually learn a lot about how to fill the post with a variety of interesting things. How to place ads in the appropriate position. How the layout of the website / blog that good. How do I mix colors between ads and content of the website of sync and others. You can learn more about HTML, css (Cascading Style Sheet), Java Script, Engine Blog, website format and various other interesting things.

Then, learn how to present the website / blog is elegant and attract visitors. Fill with a variety of interesting things. Create a target number of visitors who want to achieve each month.

If you are interested in the Google AdSense, you can follow the following steps:

1. Listing on Google AdSense
You can register through the Google AdSense service URL http://www.google.com/adsense

2. Making Website / Blog
Blog is very easy to make, so this is more than I recommend. Blog website also true, only more personal and more simple than the general website. My advice, make a blog on blogspot service / blogger. This service is owned by Google. Can only use free blog service providers other, WordPress, for example. However, free WordPress not support Java Script, which is used for the AdSense code.

This blog can be made only to register a blog. Later, after the registration is received, we can use the AdSense code on the blog's other property.

If you have your own blog or even blog with the domain and hosting your own, there is no problem using your blog. Courtney, supports Java script and is eligible number 2 following:

3. Fill Website / Blog Post with the English Language
Until this is made, Google AdSense not support the Indonesian language. Fill your blog with a posting in English at least 5 posts. For the purposes of registration, use the copy-paste mechanism, of course, consider the conditions of the license on the website / blog that you copy.

Condition number 2, I recommend the blog owner to create a new blog used for the purposes of registration. Later, after the registration is received, code-adsense it can be used on an existing blog. I had declined to 5 times during ngeyel register with the blog in Indonesia :-).

follow the instructions provided. Fill with your data because the data and the email address used for payment.

4. Registration Confirmation wait 2-5 days
Google will give confirmation about the registration, both accepted and rejected in a period of 2 to 5 days. If rejected, repeat the procedure from initial registration. Google usually provides an explanation on the reasons for rejection.

If accepted, you will be given the address to take the adsense code to be installed on the website / blog. How to put adsense code depending on the engine's use. To which I use Serendipity, the plugin is available that is ready to use. Some blog engine also has a plugin that facilitates the installation adsense code. WordPress for example.

5. Make Improvement
Once the code is used adsense, do Improvement on the blog. Learn how to integrate Google AdSense with the layout that you use. To do creative blog visitors increased.


For solutions that you do not have the Website.

If you do not have a website, you can display your adsense ads in www.TheBestFive.com,
With Note: You write articles or articles to contribute to this site, and these articles can be any theme, and must use English as the language.

If your article in the load on this site, the article you, will you adsense ads appear.

How to register:
1. Please refer to www.TheBestFive.com,
2. Click the paper become the author.
3. Adsense and enter your ID, your ID adsense roughly like this: Pub-XXXXXX
4. Write articles.
5. When loaded, then your adsense ads will appear on the site.

Regard success and hopefully useful.

Life Insurance Medical Exam

09:12 / Posted by - Dwix - / comments (0)

When applying for a life insurance policy, you may be asked to take a medical exam. Generally, if you’re under age 40 and applying for life insurance coverage of less than $100,000, you probably won't have to take a medical exam. However, the older you are, the less life insurance you can buy without a medical exam. Of course, these figures also depend on your health history and the underwriting guidelines of the insurance company you choose.

A typical medical exam may include a basic physical, blood work, and urine tests. Some insurance companies also require EKGs and/or treadmill EKGs (stress tests), especially for large life insurance policies. You'll also have to provide information on your medical history, including the names of doctors you've seen, dates you saw them, and any treatment recommended. A nurse or doctor (often an independent contractor) who is paid by the insurance company will normally conduct the exam.

If you have a medical condition, there's really nothing you can do to hide it. In fact, you shouldn't even try. Insurance companies have access to an amazing amount of medical information through the Medical Information Bureau, so even if you attempt to obscure the facts, there's a good chance an insurance company will find the information it needs. In addition, if the insurance company discovers you have withheld information, it will look at everything else much more closely. And if you died as a result of the illness, your insurance company may opt not to pay your death benefit.

There are a number of simple steps you can take to make sure you get the best possible results at your medical exam:
- Get a good night's sleep the night before the exam
- Fast for eight hours before the exam if possible to ensure the most accurate results
- Don't smoke for at least one hour before the exam
- Avoid caffeine for at least one hour before the exam
- Avoid alcohol for at least eight hours before the exam
- Don't engage in strenuous exercise for 24 hours before the exam
- Limit your consumption of salt and cholesterol for 24 hours before the exam
- Cancel the exam if you get sick – even a minor infection can distort the results

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Goa Seplawan (Seplawan Cave)

09:07 / Posted by - Dwix - / comments (0)



Gap high cliffs flank children stairs toward the mouth of the cave Seplawan located in one of the top Menoreh in Mountain Village Donorejo, Subdistrict Kaligesing, Purworejo regency, Central Java. Hundreds of children household help to decrease its way toward the mouth of a cave filled stalaktit and Stalagmite it.

The ancient mountains that have been established since tens of million years that extends from Kulon Progo, Yogyakarta, to Purworejo regency, Central Java. The process has been the natural evolution of the mountains that form the surface in such a way that presents a panorama of natural wonders. At the peak of the mountain-top, there are a number of cave, such as Goa in Kiskendo Kulon Progo, Goa Seplawan in Newton Aycliffe, and the results of a number of artificial grotto culture in ancient time around Queenstown.

Seplawan cave that is at the height of approximately 800 meters above sea level is quite interesting. The mouth of the cave resembles the funnel splay at the top and narrow at the neck. The surface of the mouth of the cave is quite broad and sloping evolutif to be continually widening due to erosion. Erosion occurs in the mouth of the cave, for example, direct "swallowed" by a cave-shaped neck upright, like wells. Diameter neck cave is 15 meters, with a depth of around 12 meters.

First is not easy to reach Goa Seplawan. Just a few years, these people can be easily explored it. Before be, the basic cave is muddy and watery so difficult to explore. In any room in the dark. However, now the Government has Purworejo regency build footpaths, other than to provide lighting in the cave so that tourists can enjoy comfortable with the location.

Development facility is not simply consider the beauty cave, but more than that, namely because the cave Seplawan also leave impressions, the impressions the history of ancient civilization. In one altar in the cave walls, because there are parts that even resembles altar in the cave wall-gold statue was found at approximately 9 centimeters, with a rate of 22 carat gold. The statue consists of a pair of men and women who are hand in hand.

Believed, is the statue of Siva and Goddess Badrawati. Now the gold statuette is stored in the National Museum, Jakarta. As a sign that the statue was found in the cave Seplawan, didirikanlah replica of the statue in front of the cave mouth. Replica statue was built with a size far larger than the size that resembles the original monument.

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Starting Business Law

09:00 / Posted by - Dwix - / comments (0)

When I return home, on the day of Idul Fitri my friend for me, that he will aspire to become entrepreneurs (Entrepreneurs). A year later I met my friend again, and then I asked "What is so businessmen." He said "not yet, I have my capital (capital)." Nevertheless, he still aspire to be entrepreneurs. On the day of Eid ul-Fitr next I met my friend again, and the iapun not become entrepreneurs. I remember the story hehe. He said in front of the King Aaron Ar-Rashid that he will be flying. Hehe hear the word of the King Aaron Ar-Rasid said in his heart "So this is my opportunity to defeat hehe." Then Aaron King Ar-Rashid said, "O hehe. What was katamu? ". "Sorry, the King, when the stage gave me a high, the servants will be flying from the stage" said hehe. "Let hehe, I will make a higher stage, but after the Friday prayer front of you should have been preparing to fly" said the King should be Ar-Rashid. "The servant ready to" answer hehe. A week later, after the Friday prayer, people have gathered in the plaza to witness hehe will be flying. Hehe wait to be king of the Ar-Rashid under the stage around the tower 12 meters high. Shortly Aaron King and the Ar-Rashid arrived in the plaza that dielu welcome by the people, then approached hehe. "You are ready Abu?" Ask Aaron King. "It is the" responsibility hehe. Hehe then climb the stage to the high above. Then he was greeted with a standing-please please panic, "How hehe flying from the stage without bringing any equipment. If the fall hehe surely die "gumam in their hearts. Hehe lift one foot and swing-ayunkan both hands like a bird will fly. Then replace the one who appointed one foot and tilt-sliding his hands again. The act was hehe repeated so that people feel bored hehe see the whimsy, and they cry "He said you will be flying. Kok only once. " Hehe replied "I only said I will be flying. During this I see. I will be flying now. " Aaron see him smiling behavior and answers hehe, and the feel lost. Hehe be given prizes. That is, if you will only become a businessman, then forever will be the only businessman and never become a businessman. This is because there are legal start a business.

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Starting Business Without Money

07:41 / Posted by - Dwix - / comments (0)

Business have cash money, it is commonplace. But not true, I may start a business without money cash. Could we have started a business without cash? I think it may be. Why not? If we
able to optimize our thinking, it will be many roads that can be applied to the problem
for the capital, we can start a business. Only problem for the capital, we can start a business. only case, the money comes from? Logically, all the business that need capital money.
Indeed, most of us always complain that the lack of capital money as the reason why we "reluctant" to pay tribute. Actually, the most vital capital was not the money, but the non-physical capital.I am sure, if it can not be fulfilled, then the search for capital money is not a problem that is not possible, though personally we do not have the money. While we know that business opportunities have been there in front of the eye. Of course, how well, if we do not delay to start business . we know, that many sources of capital. Such as savings, money Pesangon, loans in the bank and the cooperative or from financial institutions or from other parties. However, if we had not have savings, or money say there is no courage to borrow money in the bank or cooperative, I think we also need not worry. Because there is a way to start a business, although we do not have the cash .For Example, we can become a mediator. For example, a interpose selling and buying a house, buy and sell motor and others. The advantage that we can be of the sales commission or other ways of the agreement with the owner's roducts. We can also create a business with the way consumers conduct
payment in advance. In this case, we can find a business where it targets the consumer business that we want or pay the money before the business, good services and products, it happens. For example, can done in the service business, such as education services industry. Where, students are required to pay first before the front the education process is also.for example, there are people who order the goods on us, but before the goods who ordered it so, the consumer has to provide advance first. This means, the same we have been given capital
by costumer.Still no other way start a business without our own cash. For example, using the system for the results. Typically, how much of this business model applied in Padang Restaurant. Where we as a people that have cooking, while patner business owners of capital as we work together and uang. We benefits that are obtained are divided in accordance with the agreement. Or we may want another way? Of course, there is.
For example, we can do with the system of barter with suppliers, and even if we have a certain expertise, why not just become a consultant. In addition, how can we take the first product that will traded, only for the payment can be done after the product is sold to consumers. Of course,
there are many other ways to start our business without money . therefore, I, we should not
need to lose heart or fear deemed low, when in fact we did not have the cash but gasp
to start a business. I am sure, we have the cash but keen to start a business. I am sure,
we have a great willingness to become an entrepreneur or Entrepreneurs, it will always be at least there is a way to start a business. In fact, few businessmen who do not have to reach success despite the start I have a business without money It shows that if there is not correct that says "I may we have started a business without cash. "However, to achieve quick success - especially without have the cash - it is not as easy as we are to reverse the palms. All require struggle.

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Global Crisis was Reflected by Difficulty to Open the L/C

07:35 / Posted by - Dwix - / comments (0)

Global crisis was reflected by difficulty some exportir to open the Letter of Credit (L/C) to United Stated of America (USA) and European market. Almost 50 percent of export contracts from Indonesia especially for long term contract was cancelled by the importir. Head of Indonesian’s Association of Enterpreunership, Sofwan Wanandi, said that the demand from USA and European market was decrease and it has been impact directly to our textile, shoes, electronic and fishenary sector. Some of these contracts agreement has been cancelled by the importir. Our exportir was begun difficulty to realize their export market to the overseas like USA and European market. It caused by no more L/C-guarantee from the importir. Some of the importir has been implementing some regulation for consignee system only for our products, it means that the payment will be realize if the products was sold. It is very worse condition for our exportir growth and the government must be solving the problem by quickly to guarantee the payment by another system. For the informastion that on August 2008, export value for non-migas sector was reached US$ 9,56 billion and US$ 1 billion was contributed by USA market.

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Requirements of an insurance contract

07:27 / Posted by - Dwix - / comments (0)

  • Insurable interest
    • The insured must derive a real financial gain from that which he is insuring, or stand to lose if it is destroyed or lost.
    • The item must belong to the insured.
    • One person may take out insurance on the life of another if the second party owes the first money.
    • Must be some person or item which can, legally, be insured.
    • The insured must have a legal claim to that which he is insuring.
  • Good faith
    • Uberrimae fidei refers to absolute honesty and must characterise the dealings of both the insurer and the insured.

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Early life and career of Barack Obama

07:22 / Posted by - Dwix - / comments (0)

Barack Obama was born at the Kapi'olani Medical Center for Women & Children in Honolulu, Hawaii,[1] to Barack Obama, Sr., a Luo from Nyang’oma Kogelo, Nyanza Province, Kenya, and Ann Dunham, a white American from Wichita, Kansas[2] of mainly English, Irish and smaller amounts of German descent.[3][4][5] His parents met in 1960 while attending the University of Hawaii at Manoa, where his father was a foreign student.[6][7] The couple married February 2, 1961;[8] they separated when Obama was two years old and subsequently divorced in 1964.[7] Obama's father returned to Kenya and saw his son only once more before dying in an automobile accident in 1982.[9]

After her divorce, Dunham married Lolo Soetoro, and the family moved to Soetoro's home country of Indonesia in 1967, where Obama attended local schools, such as Asisi, in Jakarta until he was ten years old. He then returned to Honolulu to live with his maternal grandparents, Madelyn and Stanley Dunham, while attending Punahou School from the fifth grade in 1971 until his graduation from high school in 1979.[10] Obama's mother returned to Hawaii in 1972 for several years, and then in 1977 went back to Indonesia, where she worked as an anthropological field worker. She stayed there most of the rest of her life, returning to Hawaii in 1994. She died of ovarian cancer in 1995.[11]

As an adult, Obama admitted that he used marijuana, cocaine, and alcohol when in high school, which he described as his greatest moral failure at the 2008 Civil Forum on the Presidency.[12][13]

Following high school, Obama moved to Los Angeles, where he studied at Occidental College for two years.[14] He then transferred to Columbia University in New York City, where he majored in political science with a specialization in international relations.[15] Obama graduated with a B.A. from Columbia in 1983, then at the start of the following year worked for a year at the Business International Corporation[16][17] and then at the New York Public Interest Research Group.[18][19]

After four years in New York City, Obama moved to Chicago, where he was hired as director of the Developing Communities Project (DCP), a church-based community organization originally comprising eight Catholic parishes in Greater Roseland (Roseland, West Pullman, and Riverdale) on Chicago's far South Side, and worked there for three years from June 1985 to May 1988.[18][20] During his three years as the DCP's director, its staff grew from one to thirteen and its annual budget grew from $70,000 to $400,000, with accomplishments including helping set up a job training program, a college preparatory tutoring program, and a tenants' rights organization in Altgeld Gardens.[21] Obama also worked as a consultant and instructor for the Gamaliel Foundation, a community organizing institute.[22] In mid-1988, he traveled for the first time to Europe for three weeks and then for five weeks in Kenya, where he met many of his Kenyan relatives for the first time.[23]

Obama entered Harvard Law School in late 1988. At the end of his first year, he was selected, based on his grades and a writing competition, as an editor of the Harvard Law Review.[24] In February 1990, in his second year, he was elected president of the Law Review, a full-time volunteer position functioning as editor-in-chief and supervising the Law Review's staff of eighty editors.[25] Obama's election as the first black president of the Law Review was widely reported and followed by several long, detailed profiles.[25] During his summers, he returned to Chicago where he worked as a summer associate at the law firms of Sidley & Austin in 1989 and Hopkins & Sutter in 1990.[26] After graduating with a Juris Doctor (J.D.) magna cum laude[27][28] from Harvard in 1991, he returned to Chicago.[24]

The publicity from his election as the first black president of the Harvard Law Review led to a publishing contract and advance for a book about race relations.[29] In an effort to recruit him to their faculty, the University of Chicago Law School provided Obama with a fellowship and an office to work on his book.[29] He originally planned to finish the book in one year, but it took much longer as the book evolved into a personal memoir. In order to work without interruptions, Obama and his wife, Michelle, traveled to Bali where he wrote for several months. The manuscript was finally published in mid-1995 as Dreams from My Father.[29]

Obama directed Illinois' Project Vote from April to October 1992, a voter registration drive with a staff of ten and seven hundred volunteers; it achieved its goal of registering 150,000 of 400,000 unregistered African Americans in the state, and led to Crain's Chicago Business naming Obama to its 1993 list of "40 under Forty" powers to be.[30][31]

Obama served for twelve years as a professor at the University of Chicago Law School, teaching constitutional law. He was first classified as a Lecturer from 1992 to 1996, and then as a Senior Lecturer from 1996 to 2004.[32] He also joined Davis, Miner, Barnhill & Galland, a twelve-attorney law firm specializing in civil rights litigation and neighborhood economic development, where he was an associate for three years from 1993 to 1996, then of counsel from 1996 to 2004, with his law license becoming inactive in 2002.[18][33][34]

Obama was a founding member of the board of directors of Public Allies in 1992, resigning before his wife, Michelle, became the founding executive director of Public Allies Chicago in early 1993.[18][35] He served from 1994 to 2002 on the board of directors of the Woods Fund of Chicago, which in 1985 had been the first foundation to fund the Developing Communities Project, and also from 1994 to 2002 on the board of directors of The Joyce Foundation.[18] Obama served on the board of directors of the Chicago Annenberg Challenge from 1995 to 2002, as founding president and chairman of the board of directors from 1995 to 1999.[18] He also served on the board of directors of the Chicago Lawyers' Committee for Civil Rights Under Law, the Center for Neighborhood Technology, and the Lugenia Burns Hope Center

Taken from :http://en.wikipedia.org/wiki/Barack_Obama

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About Bali

07:03 / Posted by - Dwix - / comments (0)

One of the most popular tourist destinations in the world, Bali for few years awarded as the world best island by The International Travel Magazine. There, however, are still many people who do not know in depth about the uniqueness of Balinese culture. Life in Bali is always related to "Tri Hita Karana" or a tripartite concept that include the spiritual relationship between human and God, and their environment.

The rapid growth of development in tourism has had a big impact and influences to Bali tradition and lifestyle. Interestingly, Balinese culture is still as what it was, growing along with the of globalization. It is the Balinese civilization what makes the island different from other destination.

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